CRITICAL ILLNESS COVER
Did you know that according to the British Heart Foundation 270,000 people have heart attacks each year, and according to Cancer Research UK the number of people being diagnosed with cancer is increasing. In fact they say 1 in 3 people in Britain will be diagnosed with cancer at some point in their life.
However, the good news is more and more people are surviving !!
You may have life insurance cover, but do you have cover if you live? Critical illness cover pays out a tax free lump sum if you are diagnosed with a critical illness and you survive.
- How much cover do I need?
The amount of cover you need (the sum assured) will depend upon how much money you will need should you contract a critical illness typical uses include
- pay off the mortgage,
- pay for changes to your home for special equipment,
- pay for private medical treatment or pay for support services?
- pay for medical treatments not available on the N.H.S.
You should always take into account how much you can afford, it is better to have some critical illness cover than none at all.
- What illnesses are covered?
Different providers will have their own list of the conditions that are covered and you should read their key facts illustrations to make sure you are covered for the conditions you need.
Most providers cover the following main conditions:
- Aorta graft surgery
- Benign brain tumour
- Blindness
- Cancer
- Coma
- Coronary artery by-pass surgery
- Deafness
- Heart attack
- Heart valve replacement or repair
- Kidney failure
- Loss of limbs
- Loss of speech
- Major organ transplant
- Motor neurone disease
- Multiple sclerosis
- Paralysis / paraplegia
- Parkinson's disease
- Stroke
- Third degree burns
To obtain a no obligation quote please phone free on 0800 093 2621or fill in the online enquiry form